mullet - You da man
I did the format and reinstall and still got bsod with all the latest drivers, but Amuro pointed me to the win debugging tool in another thread and it pointed right to the ethernet driver. Even with the latest installed from the site I got bsods, so I'm trying the one listed in windows update now. I'm hoping like heck it's one of those "IF you experience a problem...." type fixes...
If I don't get anymore crashes by tomorrow I'll begin overclocking again.
Thanks again so much for your patience helping me out with this thing.